By Jason Hahn Eddie Kim’s parents made savvy residential real estate purchases in New Jersey 15 years before the housing bubble burst, so he was fully aware of how unique the housing boom was. After he married in March, his parents encouraged him and his wife to take a different approach than they did: Not …

Good Morning, There are some MAJOR lending changes coming in the very new future. Here’s a few quick things of what is coming up: 1) FHA is RAISING the monthly mortgage-insurance cost by almost 25% starting in April. This will affect the qualifications of borrowers on the fence. With the rising interest-rates, they should get …

Over the past couple of weeks, I have seen several blog posts and news reports about home buyers, who seem to think they will save money by not using a buyers agent. It is a myth and I thought it was time to set the record straight. The Commission Is Not Dependent on the  Number of Agents …

Because guidelines change so frequently I wanted to let you all know what they are for BK’s and Foreclosures as requested: FHA: Chapter 7 is 2 years after discharge with re-established credit . Chapter 13 is allowed after 12 months has elapsed and review of the payout period performance has been satisfactory and the borrower …